money - Sereneluna

っ(◔_◔)っQuestion: What are some items that you no longer buy?

A few months ago, I stumbled upon this blog post which made me reflect on my own life and spending habits. My intention was to answer her question in a timely manner, but we all know how long it takes me to post a blog post response. Bee is a 30-year old blogger who runs a popular blog called Mind. Beauty. Simplicity. She writes blog posts about intentional living, self-growth, lifestyle, and anything in between. I recommend checking out her blog and following her if you haven’t done so already.

These days, I am on a similar journey as Bee. When it comes to living intentionally, I am still far from perfect but I have learned to be more mindful about my spending and to avoid buying things that aren’t going to add value to my life. Keep reading if you are interested in learning what I added to my list! 🙌

•✽ 5 THINGS I NO LONGER BUY ✽•

1. Bath & Body Works I have nothing against Bath & Body Works. In fact, it is a great store and I still like their products. I am wiser now that I am older, but when I was a teenager, my life revolved around this store. I was in love with their products and the shopping addiction got pretty bad whenever there was a sale, which was pretty much every week 😆 I would buy all sorts of things: lotions, shower gels, candles, fragrance mists —you name it. When I couldn’t go through the products fast enough, I would make lists of the products that I wouldn’t have to replenish. The lotions and body mists lasted so long to the point where they would expire and end up smelling horrible. Once I realized that I was wasting money, I stopped shopping at Bath and Body Works.

2. Subscription Boxes These days, subscription box services are catering to everyone’s tastes. You can pretty much guarantee that the subscription box model isn’t just limited to food and books – there are monthly boxes for everything from candles to clothes. Want new socks and underwear but don’t want to think about it? There’s a box for that. And as tempting as these subscription boxes are, it is important to note that these services usually charge an upfront fee as well as recurring fees each month. I cannot justify paying a high price for items that I might not even like or use! 🤦‍♀️

Note: I want to make a clear distinction between subscription boxes and subscription services. We have access to Netflix and at one point, we paid for a Spotify account. We are thinking about renewing the Spotify subscription since my husband regularly uses that platform. We also have a Costco membership and I finally upgraded to a Premium WordPress Plan last year. When I was in nursing school, I subscribed to www.nursng.com after failing a clinical rotation in Spring 2019. At one point, I also subscribed to www.coursehero.com and even uploaded my own summary notes to share with other students. Subscription services are valuable tools when used for their intended purpose.

3. Bottled Water When you stop and think about it, it is pretty insane to pay for water when you can get it for free out of your tap. Sure, bottled water isn’t bad for you; there are worse things that you could be drinking such as soda or beer. If you are not active enough to need a drink with extra electrolytes and if drinking from a reusable bottle helps reduce your plastic consumption, then why would you bother spending money on something that is so easily accessible? The water you get from your faucet is much more affordable and safer for you. Also, by using a reusable water bottle like this one, you’ll be saving money as well as doing your part for Mother Earth. 🌎

4. Starbucks Did you really think that I was only going to throw shade at Bath & Body Works? I also like the fancy coffee drinks from Starbucks, especially their Frappuccinos. The vanilla whipped cream is absolutely divine! ❤ Plus, if you are anything like me, I do not go to Starbucks just to order a basic cup of coffee. I usually go to Starbucks to spend money on these fancy, empty-calorie Frappuccinos which typically cost around $5.50 -7.50 CAD. I prefer to save these treats only for special occasions rather than treat myself every time I go to the mall or local Starbucks coffee shop. ☕💕

If you are a coffee drinker like my husband, getting a good cup of coffee doesn’t require waiting in line. It just requires learning how to make a good cup of coffee at home. Next time you are shopping, skip the Starbucks line and make coffee at home. If Starbucks coffee is your thing (for the record, MCDs coffee is my thing), you can buy the coffee beans and make it at home for a fraction of the price. Even Costco sells Starbucks coffee beans. There is really no excuse to buy takeaway coffee anymore.

5. Alcohol This is an easy one to add to the list because I was never really a fan of alcohol. I don’t understand the hype around it, I don’t like how it makes me feel, and I don’t crave alcohol like some people do. Sugar on the other hand is a different story, which you can read about here. Personally, I think that there is too much sugar in alcohol, which is not limited to Vex, Smirnoff, and those cocktails with cute little umbrellas! I am tired of harping on the fact that alcohol isn’t good for your health and overall wellbeing. When you think about it, what kind of benefit does consuming alcohol bring? None that I can think of…. so yeah, I seldom drink alcohol 🙄 I would suggest cutting out alcohol from your budget if you are looking to save some money. It is an easy way to pocket extra cash without feeling like you are missing out on anything. There are other ways that you can socialize with people: going for walks, playing board games, or setting up a game night at home. Remember, you don’t have to stop socializing altogether.

👉 Image: I went on a trip to NYC with Nick and his friends, but I don’t remember what year this was 🤷‍♀️

Choosing to live a simpler, more intentional life is a conscious decision that affects each and every choice we make. Try thinking about the things that you can live without, specifically things that no longer serve a purpose in your life. What are some items that you no longer buy? Let me know by joining the conversation below ↓ I look forward to reading your comments.

Thanks for stopping by! ♥

Disclaimer: I uploaded this post in 2019 as its own page, but nobody stumbled upon it. I added updates and edited the original blog post to reflect the direction that this blog is headed in. Btw, I searched high and low for the original Pikachu x Coffee & Donuts image(s) but I could only find them as re-shares on Pinterest. I cannot take full credit for these, so if you happen to know where they came from, feel free to let me know so I can give the artist(s) credit. Thank you! ✌💖

The Frugal Millenial

As a Millenial, I noticed that I do not fit the typical Millenial stereotype. Yes, I do enjoy homemade avocado toast once in a while, but you probably won’t find me frivolously spending money on daily Starbucks coffee runs or FabFitFun subscription boxes. Don’t get me wrong: there is nothing wrong with Starbucks…. more on that later. ☕ Since moving 2000+ miles away from home, I have learned to embrace frugality and started living below my means, which in turn, helps me save money. I am not saying that you should become frugal like me. All I am saying is that people are at risk of over-spending and buying sh*t they don’t need if they aren’t conscious of their spending habits. Surprisingly, cutting back on unnecessary spending is not as painful as it sounds nor does it have to be difficult. Below ↓ I have 7 practical tips on how to save money, whether you are a college student or a broke Millennial who needs to cut back on frivolous spending and curb your bad habits, once and for all. Let’s get started, shall we?

7 Ways to Stop Wasting Money

1. Think before you buy. When you receive your next paycheck, birthday money, etc. you don’t need to spend it immediately. How can you think like a wealthy person if you keep blowing your money on materialistic things or wants, rather than needs? It’s not about how much money you make; it’s about how much money you save.

(っ◔◡◔)っMy Two Cents: Is a daily Starbucks run really necessary? I go to Starbucks maybe once or twice per year, and even then, I am conscious of how much I am spending on these overpriced drinks. Sometimes, date night is a must so I do splurge from time to time but this is not a daily or weekly thing for us. Being frugal doesn’t mean that I don’t buy nice things. However, we buy what is on sale and only if we need it vs. want it. For example, a few years ago when my daughter was a toddler, we bought a Baby Gap hoodie that was on sale for $10 in the U.S.

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2. Less is more. Do you really need 4 tablets, 2 laptops, and 3 smartphones with unlimited data and roaming? If you are being honest with yourself, then you probably don’t need data on your tablet when you travel and you can still live well without the latest tech gadgets. This is not only expensive but it won’t keep you satisfied for very long. Soon enough, you will want the next latest, shiny thing that is within reach. Like video game, manga collecting, etc., it gets old after a while or you will grow bored of it. Most concerning, you will end up burning a hole in your wallet from this compulsive habit. Although some people might disagree, collecting stuff might not give you the sense of satisfaction that you have been searching for.

(っ◔◡◔)っMy Two Cents: We all gotta start somewhere. During the decluttering process, you might also benefit from reading this book: “The Life-changing Magic of Tidying Up” by Marie Kondo.

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3. Shop at discount stores. If you can find the same brands at a discount store, then shop there. In order to know if I am actually getting a good deal, I shop by unit price to save money on groceries, etc. My husband taught me this trick so that I don’t get carried away shopping at places like Dollarama where smaller items by weight are disguised as being a good deal 😆 Sometimes, upgrading to a larger size elsewhere makes sense, like dish soap or…. ahem! toilet paper! 🧻🙊 Most of the time, I can get away with shopping at Dollarama for the same brands.

(っ◔◡◔)っMy Two Cents: When we were still living in the NW of Calgary, I was excited when there was a Dollarama opening nearby. If you are familiar with the NW of Calgary, it used to be challenging finding a Dollarama within a 10min. driving radius. Since we moved to our townhouse, I happen to live close to a plaza with a Dollarama! 😅 This is the best Dollar Store in Canada in my opinion. I often shop here for discounted brand-name items and cute stationery (see photo of cute tropical stickers). The photo of the Dollarama signage was taken in the NW of Calgary before we moved across the city in May 2021.

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4. Don’t collect multiples. This is an ongoing problem at my mom’s house. She often buys multiple items of the same thing because she forgets what she already bought. As a result, items like food in the fridge often get lost and forgotten. Not only is this a waste of money, but chances are you will end up tossing these expired products in the trash. I try not to buy multiples by keeping track of what I own which is easier when you own less stuff in the first place. Do you really need 5 bottles of soap from Bath and Body Works? Unless there is an amazing sale on soap and you plan on giving them away as gifts, skip the multiples. My husband often buys multiples so I have a rule that we have to use up what we have before going to the store to buy more. 🛒🏃‍♀️

(っ◔◡◔)っMy Two Cents: I got a discount on these items which I would normally buy anyway because I bought them in a gift set rather than individually. Best of all, these items are full-sized so I got to try new brands and scents that I would not have tried otherwise. They sell these gift sets at the beginning of the school year, so it is like Christmas in September! To this day, I still don’t know what happened to the dry shampoo… I think it got left behind the last time I visited Ontario. If anyone has ever tried dry shampoo, let me know if it is worth buying in the comments below ↓ I’m curious to know what you think! 🙋‍♀️

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5. Make it Yourself. Do you have a habit of getting takeaway every time you leave the house? Do you need that daily 3 PM caffeine fix at the drive-thru? Instead of buying drinks, fast food, etc., the frugal alternative is to make it yourself. It is much cheaper to make a smoothie at home but it requires a little effort. I prefer to take the DIY route plus I can control what I put in my body (calories, fat, ingredients). With the internet being readily available to us, there are DIY recipes on YouTube, from Starbucks mock-cappuccinos to bath bombs.

(っ◔◡◔)っMy Two Cents: I never understood why anyone would spend full price on hot water and a teabag at Tim Horton’s, especially when hot water is virtually free and tea costs roughly 10 cents per bag. For this reason, I only order steeped tea at Tims which I cannot replicate at home. Trust me, I tried every hack and my homemade steeped tea tastes nothing like store-bought, even after I tried filtering the teabags at home for a richer, bolder taste. *Le sigh*

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6. Cancel your subscriptions. As much as I enjoy reading magazines, much of what I read becomes redundant over time. There are a couple magazines that I really enjoy but even these get old after a while. Magazines are also quite pricey so it makes sense to order a yearly subscription. The only problem is that I was locked into a 2-year subscription to Cosmopolitan even though I got bored of reading them after a few months. I couldn’t care less about the advertisements, makeup, and fashion sections (more ads for expensive products that I don’t need).

(っ◔◡◔)っMy Two Cents: Before discarding my magazines, I made a vision board with snippets of positive messages. Before I moved to Calgary, I mailed my vision board to an online friend who lives in the U.S. For a while, we were sending each other snail mail. Since I reached most of the goals that I had put on my vision board and I didn’t have room for it in my new apartment, I gave it to her. What you are seeing here are some of the snippets I used. At this time, I am unable to dig up a photo of the vision which is probably buried in a file somewhere on our computer.

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7. Rewire Your Brain. I recommend having a broke student mentality, but not to take it too literally. If you have ever been in post-secondary school, then you will understand what I am talking about. Much of changing a habit begins with the way you think. By thinking a certain way, over time you can reprogram your brain to understand that the sacrifices you are making now won’t feel like sacrifices in the future.

(っ◔◡◔)っMy Two Cents: I have also adopted a minimalist mindset over the years and I am much happier with what I have these days. I no longer chase the latest, shiniest thing that is waved in my face. Learn to appreciate the good things in life and be grateful for what you have. 🙏💕

“Nothing worth having comes easy.” – Theodore Roosevelt

To all of my Millennial and non-Millennial readers, I hope that you enjoyed reading this blog post! 🙌 If this blog post taught you something or made you think about things differently, feel free to join the conversation by leaving a comment below ↓ I will be AFK (working) this weekend, so I will reply to your comments when I have time.

Thanks for stopping by! ♥